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MSR vs TDSR in Singapore: What’s the Difference and Why Does It Matter?
MSR vs TDSR in Singapore: Understand the 30% and 55% limits, key differences, and how these rules affect your home loan eligibility and borrowing power in 2026.

Vann Lim
6 hours ago


Higher Interest Rates and Bank Stocks: Why Rising Rates Aren't Always Good for Banks
Higher interest rates should help banks earn more from lending. So why are bank investors worried? Here's how rates affect deposits, loans, credit quality and bank profits.

Ben Tan
3 days ago


What Is TDSR in Singapore? A Simple Guide for Property Buyers in 2026
Understand TDSR in Singapore with this 2026 guide.

Vann Lim
Oct 26


A Singapore Condo Spent $12 Million Upgrading Its Facilities. Was It Worth It?
St. Regis Residences spent about S$12 million upgrading its ageing condo. Here's what resale condo buyers can learn about MCSTs, sinking funds and protecting property value.

Vann Lim
Oct 23


More Private Owners Can Buy HDB Flats Again. But Not Every HDB Will Benefit Equally.
Singapore has removed the 15-month HDB wait-out period for private homeowners. What happens next?

Vann Lim
Oct 17


98.3% of Singapore Condo Subsales Made Money — But What Does That Really Mean?
An EdgeProp analysis found that 98.3% of Singapore condo subsales since 2021 were profitable. Here’s why property buyers should look beyond the headline.

Vann Lim
Oct 14


If Bonds Pay 5%, How Good Does a Stock Need to Be?
If bonds pay 5%, how good does a stock need to be?

Ben Tan
Oct 8


AI Spending Is Moving From Cash to Debt. Why Investors Should Care
AI spending has largely been funded by Big Tech’s enormous cash flows. But debt financing is rising, and that changes the investment equation.

Ben Tan
Oct 6


Singapore En Bloc Rules 2026: Are Older Condos Better Investments Now?
Singapore is lowering en bloc consent thresholds for older condos. Here's why lower thresholds don't guarantee an en bloc sale.

Vann Lim
Sep 29


Can You Use CPF to Buy a House in Singapore? Here's What Actually Matters
Here’s what Singapore buyers need to know about CPF when buying a house.

Ben Tan
Sep 25


HDB Loan vs Bank Loan in Singapore: What’s the Difference and Which Should You Consider?
Understand the key differences in interest rates, down payment, LTV, repayments and refinancing

Vann Lim
Sep 22


How Much Does It Really Cost to Buy a Home in Singapore? A Beginner’s Guide to the True Cost of Property In Singapore
Learn the full cost of buying a home, including down payments, stamp duty, legal fees, loans, and ongoing expenses.

Vann Lim
Sep 16


The impact of capital allocation on business success: Why is it important, and what are some strategies?
Understand capital allocation and how CEOs can deploy cash effectively through reinvestment, acquisitions, debt repayment, dividends and share buybacks.

Ben Tan
Sep 14


The Easy Button trap: Why our brains love shortcuts (but hate the results)
Discover 7 common cognitive biases and mental shortcuts that affect decision-making, investing and judgment.

Ben Tan
Sep 5


ABSD Singapore Explained: What Buyers Need to Know in 2026
Understand ABSD in Singapore.

Vann Lim
Sep 5


Will the Johor-Singapore RTS Boost North Singapore Property Prices?
Johor-Singapore RTS could reshape Woodlands property, rental demand and North Singapore. Here’s what buyers and investors should watch.

Ben Tan
Aug 22


How to Find Long-Term Compounder Stocks
Learn how to find long-term compounder stocks by assessing reinvestment runway, capital allocation, management quality and returns on capital.

Ben Tan
Aug 13


How we sold a low-floor 4-room unit in Bishan at one of the highest records to date
Selling a low-floor unit in Singapore? We sold a 4-room HDB unit on Bishan Street 12 with a 59-year lease, achieving one of the highest sales.

Vann Lim
Aug 8


How to Identify Economic Moats: Legacy Moats vs Reinvestment Moats
Legacy moats from reinvestment moats: which economic moat is better?

Ben Tan
Aug 3


ROIC vs WACC: How to Identify Businesses That Create Shareholder Value
ROIC and WACC reveal whether a company creates shareholder value, allocates capital efficiently, and qualifies as a quality investment.

Ben Tan
Jul 27
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