Thinking of upgrading from your HDB to a condo? In this article, we break down how rising BTO supply, lower subscription rates, more MOP flats, and limited private housing supply can affect your selling price, timeline, and upgrade strategy in Singapore.

Understand Gross Floor Area (GFA) harmonisation, its implementation date, treatment of voids, and inclusion of air-con ledges and planter boxes in post-harmonisation GFA.

Singapore plans to boost BTO supply beyond 55,000 flats due to strong housing demand. This impacts HDB resale prices, private property supply, upgrading timelines, price gaps, and smart planning for homeowners and investors.

SERS offers rare, generous buyouts for older HDBs, while VERS provides a voluntary, modest exit at around 70 years. With the speculative factor gone, resale prices for ageing flats may soften, making financial planning key for homeowners and buyers.